By NHS Editor on
10/31/2012 10:00 AM
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By NHS Editor on
10/8/2012 7:22 AM
Family Caregiver Training and Support Seminar Eighty percent of all elder care ¡n the U. S. provided by family members who often do not have formal training. This seminar provides critical information needed by those responsible for caring for elderly relatives, whether they live with the family member or on their own. Seminar topics include information on how to provide the best care for the elderly. You will also learn about the process of aging and how to make important decisions regarding health,...
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By NHS Editor on
7/27/2010 10:28 AM
More and more "investment advisers" are selling Trusts as vehicles for preventing probate, avoiding taxes and providing for estate management. Approximately 40 million baby boomers soon will require increasingly expensive medical care during a longer life expectancy than their parents. As they become ill with Cancer, Strokes, Alzheimer's Disease, Parkinson's Disease and other debilitating illnesses, that care will in many cases be delivered in a Skilled Nursing Home setting. The average stay at a nursing home...
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By NHS Editor on
7/23/2010 7:17 AM
HOW TO PAY FOR NURSING HOME CARE Over 70% of the American population will need some form of Nursing Home Care at some point during their life. The average Nursing Home stay can easily cost $7,500 per month. Add a Respirator in order to breathe and the cost could escalate to $25,000 per month. Whether a serious injury or a sudden or progressive illness, few people are prepared to handle the high cost of Nursing Home Care when a loved one is struck with a Catastrophic Illness. Catastrophic Illnesses...
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By NHS Editor on
7/23/2010 7:11 AM
AVOIDING THE LOSS OF OUTLIERS
What is an outlier? This term refers to a Medicare recipient who has remained in an acute care facility beyond the allotted days anticipated for a particular illness and who has charges in excess of the total DRG reimbursement. This is usually someone who is catastrophically ill, with many needs, such as ventilator respiratory support, dialysis, feeding issues, etc.
Who pays for outlier services to an acute care hospital? These services are factored in to a cost...
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By NHS Editor on
7/11/2010 10:11 PM
“MEDI-CAL” THE WELFARE MYTH Unfortunately families, with loved ones suffering from a Catastrophic Illness such as Dementia, Parkinson’s, Stroke, or Alzheimer’s and in need of Long Term Nursing Home Care, labor under the mistaken notion that Federal funds from Medi-Cal are only for low-income patients. In fact, many Nursing Home operators are equally suffering from the same mistaken beliefs. Nothing could be further from the truth. The Private Pay Myth Many nursing home operators prefer...
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By NHS Editor on
7/10/2010 7:31 AM
Long-Term Care Insurance, A BITTER PILL THAT CAN BE HARD TO SWALLOW LTC insurance can protect your or your loved one in the event of a long-term illness. According to the LTC industry it can protect your assets and provide you with peace of mind. Like all insurance, long-term Care insurance was created to help with the costs of nursing home care. Typically, when insurance of any kind is sold, it is presented as a “cure-all” for every problem and need. Given that the cost of nursing home...
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By NHS Editor on
7/8/2010 8:04 AM
Q: Steps that families need to take to care for their elders?
A: While it is always best to seek competent advice from an experienced professional, there are some simple things that you can do in preparing to care for ill loved ones. Families face an overwhelming amount of confusing information, emotional issues and decisions ranging from Nursing Home Care to protecting one's life assets. Therefore, it is important to have systems in place so the appropriate decisions are made at the appropriate time....
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By NHS Editor on
7/2/2010 7:57 AM
A major illness or accident is more than just a health problem for the elderly. Financial assets can be devastated, and families thrown into havoc when a person is rendered incompetent or incapable of executing financial and medical decisions. A simple way to avoid the cost and crisis of such a situation is by planning ahead with “advance directives,” and assigning Durable Power of Attorney to someone that can be trusted. Advance directives are as varied as the individual’s situation, and can...
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By NHS Editor on
6/27/2010 9:31 AM
The Immediate Impact of the Affordable Care Act on Seniors In theory there should be more accountability over the medical care that you receive. Your interaction with your health care provider should be far simpler. The following is a very generalized out line of some of the more important changes that will effect you: Medicare Benefits, either through Medicare or Medicare Advantage should remain the same. Medicare Advantage will be phased out over time. Lifetime limits will no longer...
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